Intervale presents Payguide™ — a complete solution for e-commerce.

This solution allows to use international cards of various payment systems.

Payguide™ provides convenient shop registration and management. Consequently the shop itself doesn’t need to provide the customer with a secure payment. The system takes the responsibility for secure payment transactions of the client after the shop was connected to the system.

The system uses modern international 3-D Secure specification which provides safe payments while Internet-shopping.

The system components are certified by Visa for 3-D Secure compatibility. International credit card and access to the Internet are enough to use this system.

Constant increase in Internet users in the world guarantees success to e-commerce. According to Computer Industry Almanac the number of Internet users exceeded 1 billion in 2005.

According to Forrester Research prognosis by 2010 online-sales in the USA will reach 331 billion dollars. During this period the Internet-sales will increase by 15% annually.

On the whole, 2004 revealed growing confidence in the Internet payments. It is connected with the introduction of virtual payment security systems. In particular, the trade turnover on Visa cards in the Internet appeared to be 56 % above the similar parameter of 2003.